Smarter payments
Get more choice on how and when you pay. Spend less time on payments and more time on the things that matter.
More choice
Choose the method of payment that best suits your needs while enjoying the convenience of managing payments on your mobile. Pay by credit card, BPAY, bank account, or buy-now-pay-later service. Choose a low-fee option or extend the terms of payment or earn rewards points: it’s entirely your choice.
Pay directly from Xero
Enjoy the convenience of paying direct from your accounting software. Schedule payment for a future date (even on a credit card), make part-payments, autopay (like a direct debit), or create a payment batch. No need to mark bills as paid or untangle differences between the bank account and Xero. It all happens automatically.
Simplify your payments today
How it works
Enter
Enter the bill in the app or your accounting software. Bills from Bluechain billers are entered automatically.
Approve
Approve for immediate payment or schedule for the due date.
Pay
We charge your account and use the funds to pay your bill.
Earn rewards on every payment
Why pay bills through your bank, when you could be earning points towards your next trip by paying everything with a premium credit card? You can pay by credit card even if your supplier only accepts EFT.
Reduce payment errors and fraud
There’s no need to enter BSB and account numbers to make a payment. Know who you are paying with each payment and protect yourself from fraud by never revealing your card details. With Bluechain, nothing happens without your approval.

Need more time?
When you purchase your stock with Bluechain, you can extend your payment terms by using a credit card or financing the payment. That’s 30–55 days with your credit card or up to 90 days with finance, without delaying payment to your supplier.